Wednesday, May 12, 2010

Named wind storms

So we just got a quote for boat insurance for the duration of our trip from our broker. Right now our premiums are a reasonable $530. It's a lot more to insure for offshore. But here's the thing that gave me pause - our deductible from August 23 to Nov. 16 and again from May 31 to June 30 is $8,000 - due to possible damage from named wind storms, a.k.a. hurricanes. Yikes. Gives me the shivers just thinking about it. The deductible otherwise is $1,600. So on the advice of many, we plan to keep north of Norfolk, Virginia in the Cheasapeake until at least Nov. 1, then high tail it out of the deep South by June 1.

No perfect storms for me.

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